In Mumbai's jewellery bazaar, Kavita Jogani gingerly places her wedding bangles on the shopkeeper's scales, one of the thousands of Indians parting with their most cherished asset -- gold. It was not an easy decision -- Jogani was desperate after her garment business took a severe hit in the past year and a half with multiple coronavirus lockdowns, making it difficult to pay shop bills and the salaries of her 15 employees.

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